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MassMutual refers to Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001, and its affiliated US insurance agencies.  Local sales agencies are not subsidiaries of MassMutual or its affiliated companies.  Securities offered through qualified registered representatives of MML Investors Services, LLC. Member SIPC.  Supervisory Office: 186 Wood Avenue South, Suite 301, Iselin, NJ 08830-2763, Phone: 732-623-5700.

Local sales agencies are not subsidiaries of MassMutual or its affiliated companies. Agency officers are not officers of MassMutual.

Financial services representatives are independent contractors and are not employees of MassMutual, its subsidiaries, or of general agents with whom they contract.

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